I'm watching your spending
so you don't have to.
No monthly fee. No judgment. No data selling.
One price, forever.
First 500 founders lock in lifetime access at $29.99. No subscription. Ever.
Built different.
Every other budgeting app charges you monthly to tell you that you spend too much. Spendo does it differently.
Privacy first
No bank logins. No data selling. No ads. Your statements are processed and discarded — Spendo never keeps your financial documents.
Zero judgment
Overspending is information, not a crime. Spendo helps you understand where your money went — then helps you decide what to do next.
One price. Forever.
Pay $29.99 once and own Spendo for life. No monthly bill. No annual surprise. No feature hiding behind a paywall.
Everything you need to understand your money.
No hidden tiers. No "upgrade to see this." The tools you actually need, all in one place.
Budget tracking
See exactly where your money goes with visual breakdowns. Real numbers, real clarity.
Bill management
Never miss a payment. Track every due date, autopay status, and upcoming bill in one place.
Savings goals
Name your goal, set your target, watch your progress grow. Spendo celebrates every win.
Financial education — free
Budgeting, debt payoff, credit, emergency funds. Everything you need to understand money, built in and free.
Compare for yourself.
Rocket Money charges you monthly. YNAB charges you monthly. Spendo charges you once.
| Feature | Rocket Money | YNAB | Spendo ✦ |
|---|---|---|---|
| Cost | $12–$16/mo | $14.99/mo | $29.99 once |
| Sells your data | Yes | No | Never |
| Monthly subscription | Yes | Yes | No |
| Requires bank login | Yes | Yes | No |
| Financial education | No | No | Free, built in |
| Lifetime purchase | No | No | Yes |
Founder pricing
Become a Spendo founder.
Pay once. Own it forever. Cancel your subscription apps.
- ✓Full budget & expense tracking
- ✓Bill management with due-date alerts
- ✓Savings goals with animated progress
- ✓Financial education library — free, forever
- ✓Debt payoff tools
- ✓Lifetime updates as Spendo grows
- ✓Early access to new features
Billed once. No subscription. No credit card stored.
Not ready to commit today?
Join the waitlist and be first in line when Spendo launches.
One email when you're in. We'll never spam you.